Leading The Way by Chris Morgan
“The Lifetime Mortgage Expert” is leading the financial industry in helping consumers to find the best Lifetime Mortgage advice, without any broker fees. For those withdrawing £50,000 or more from the property (which is around half of the national average withdrawal), we are able to provide this service without charging any advice fee at all.
In recent research we discovered that the average broker fee being charged to arrange a Lifetime Mortgage was £1210*, while the largest fee charged was £2395*. Although the industry guidance does allow brokers to make an advice charge, we think the charges are currently are currently high considering brokers also receive commission on these products from providers.
So what we offer is “Qualified Advice, Zero Broker Fee”.
Four Questions For You?
Firstly, why would you pay a broker fee when you are able to get highly experienced and qualified advice, without doing so elsewhere?
Secondly why would you try to arrange a highly regulated financial product yourself, which needs a higher level mortgage qualification for financial advisers, when you could receive advice without paying a broker fee?
Thirdly why would you continue with any mortgage quote or illustration elsewhere, if they are charging you a broker fee for their advice, when the same advice is free elsewhere?
… and lastly why would you continue to shop around further when you are already have found the highest quality advice, with zero broker fee?
Free Quick Guide Brochure
We are also leading the way with our “Quick Guide To Lifetime Mortgages”, by providing all the relevant information you need free in a convenient PDF download. This document is not thirty pages of hard sell, it’s three pages of directly relevant information, containing all the essential things you need to know about Lifetime Mortgages.
Most importantly we make this download available to you without you needing to give us any personal details up front, including your property value, address, phone number and email. There are many places you can try and get a free guide to Lifetime Mortgages, but most will want your personal details, so they can then keep phoning you and trying to sell their services and products to you.
Our policy is very different, we make our “Quick Guide” available free or charge, without collecting your personal data. At the moment you are ready to proceed, we then ask you call us to talk about your requirements. We will even make time to speak with you for around 15 minutes free of charge without any further commitment at that stage.
When we say our Quick Guide to Lifetime Mortgages is Free, we actually do mean FREE ! See our Real Life Situations examples further down in this blog to read more about the types of Lifetime Mortgages available and the scenarios they can be used.
If you would like to download our Free Quick Guide To Lifetime Mortgages then visit www.lifetimemortgage.expert The Lifetime Mortgage Expert, Chris Morgan can also be reached by email at enquiries@lifetimemortgage.expert
Chris Morgan’s full Biography can be read here …
Here is also a direct link to the Free Quick Guide …
*Please Note:
Lifetime Mortgage Expert is a Trading Style of Unusual Mortgages who are authorised and regulated by the Financial Conduct Authority. Registration number 497173. We do not charge a broker fee for Lifetime Mortgages (without ongoing monthly payments) where the initial lump sum withdrawal is £50,000 or more (this is not including cash reserve) instead we receive a commission from the mortgage lender.
If you wish to draw less than £50,000 we may charge a small fee to ensure a minimum total earning of £995. Please contact us for a specific quotation. In the Lifetime Mortgage Survey 2019, the average broker fee being charged by a financial adviser for arranging a lifetime mortgage was £1210 and the largest fee charged was £2395